Credit Manager (APAC)

An opportunity to work with multinational organization which has branches around the world.

Hybrid Working (90% WFH)

Job Responsibilities:

• Implement and review credit risk assessment (scoring) - Financial statements analysis - Credit reports
• Analyze customer credit, financial and industry information to establish credit limits that permit the highest profitable sales and mitigates risk exposure.
• Recommend credit solutions that support business growth targets, optimize collections and improve DSO.
• Adapt payment methods.
• Negotiate necessary financial guarantees.
• Manage the LC and SBLC.
• Monitor Credit limits and Overdue.
• Engage with business partners through regular dialogue to develop and execute joint operational plans. Approves release of orders and shipments.
• Actively manage Accounts Receivable.
• Increase awareness of sales and administrative teams on financial risks.
• Perform monthly/quarterly ECL/ICL analysis and recommends allowance for doubtful accounts.
• Participate in the analysis and communication of core metrics (DSO, AR, ODs etc)
• Interface with Treasury and 3rd party outsourcing partner on cash collection related processes.
• Ensure compliance with country legislation and internal credit policy and procedures.
• Participate to processes implementation and technology improvement initiatives.

Requirements:

• Bachelor degree in finance or business-related discipline required
• At least 5 years experience in Finance with credit analysis experience
• Fluent in English
• Strong communication and interpersonal skills, ability to solve a variety of customer and operational process issues, ability to work within a complex multicultural environment, strong analytical skills, responsiveness and result orientation
• Knowledge of international commerce techniques, credit and collection laws, bankruptcy process, credit risk evaluation, Trade Finance : LC and Bank guarantees. Knowledge of MS D365.